Managed Care Organization (MCO)

The Montana Rule 24.29.2311 (effective July 1, 1993) allows an injured worker to choose a Managed Care Organization (MCO) from a list of certified MCOs provided by the insurer. If the injured worker does not select a MCO within 7 days, the insurer may select a MCO for the injured worker. The MCO will designate a treating physician for the injured worker appropriate to the injury. Once an injured worker has entered into a MCO and a treating physician has been selected, the injured worker may not change the MCO or the treating physician without approval from the insurer.

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